Whatever you’re hoping to achieve the process begins the same way with a free no obligation meeting to discuss your current situation and mortgage needs. This can be done face to face in one of our offices, at your home or work or if it is more convenient over the phone or via Skype. Once we have a clear understanding of your goals we research the whole of the market to find the most suitable mortgage to meet your needs. Stewart and James are constantly active in the mortgage market and have an extensive up to date knowledge of the lenders varying criteria and affordability calculations. There is never one best mortgage available across the market, but there will be one that is best for you and our goal is to recommend that mortgage. We will then present to you that recommendation and once you are happy with it will handle the application on your behalf, liaising with the lender until your mortgage completes. We are able to provide recommendations for other services such as good local solicitors or estate agents.

Our clients come from all walks of life and ages, from first time buyers looking to take the first step on the property ladder to those in retirement with a portfolio of buy to let investments. We specialise in arranging mortgages for the self-employed or those with complicated income arrangements.

The types and ways of setting up your mortgage are too numerous to list on one website, and we’d always prefer to explain them directly to you anyway. Whatever your situation is please feel free to get in contact with us and we will be happy to see what we can do to help.

We view your mortgage as a long term relationship and will review it on an ongoing basis to ensure you are receiving the best value for the life of the loan and have the correct product in place throughout the life of the mortgage.

There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £449.